Interest Free Credit through DivideBuy

We are very pleased to offer Interest Free Credit through our partner DivideBuy, with a fast application process and an immediate decision so you can choose to spread the cost of those special portraits.  For more information see our FAQs below.


How do I apply?

At your Viewing appointment simply choose the products you wish to purchase and if the total price is £125 or more, let us know if you would like to apply for Interest Free Credit.  

We place your order with DivideBuy there and then, and they email you immediately so you can apply using your smartphone.

DivideBuy will quickly come back with a decision and if accepted, you will be asked for your card details to pay the first instalment plus a deposit if required.

Are there limits on how much I can spend?

DivideBuy Interest Free Credit is available on Steve Jones Photography products from £125 to £6000.  Credit is available from 2 to 12 months, with the number of monthly payments offered dependant on the amount of credit. 

Who can apply for DivideBuy interest free credit?

Applicants must be aged between 18 and 75

Be a permanent UK resident

Have a valid debit or credit card

Have a valid UK mobile number

Have a valid email address

Will a credit check be performed?

Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can assess your eligibility for DivideBuy credit that will not affect your credit file.

How do I make my monthly payments?

Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and three-digit CV2. Payments will be collected automatically on the date your instalment is due.

My application was declined.  Now what?

We’re sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we’re unable to find out why your application was denied. DivideBuy is not permitted to share application information with us.  Please contact us on 01256 806 413 or to discuss options.

Who can I contact if I need help?

For any questions related to DivideBuy interest free credit please contact DivideBuy via their live chat facility at Alternatively you can email them at

For a full list of DivideBuy FAQs please click here.

Are there any fees or charges?

No. There are no APR or hidden charges. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.

How can I manage my DivideBuy account?

To manage your account and make payments you can log in here:

How can I contact DivideBuy?


Or via the DivideBuy live chat facility at

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